Dirt Poor

Your Eternal Legacy and Real Estate Required to Sustain It.

The dirt beneath your feet is more valuable than any resource imaginable. Land is the setting for all things, both tangible and intangible. Cultivation of nature and nurture requires space. To construct an entire nation or to simply build a family necessitates acreage. Land is finite, but your potential lineage is infinite. Where will your great-grandchildren live in a world of scarcity?

Property ownership is becoming unobtainable. Our dying currency inflates the price of intrinsic assets like desirable real estate. Labor is yielding increasingly less purchasing power while competition for viable acreage rises with creeping urban sprawl and migrating populations. This malicious monetary system is designed to shrink the middle class and enrich existing asset holders. The capacity to rear children is limited to living space, so these financial woes have largely contributed to declining birthrates.

Shall we subject our descendants to ceaseless derisory rentals in polluted cityscapes, or will we give them the opportunity to build big beautiful families amid captivating nature? The greatest thing you can do for your kin is to create a foundation of knowledge, faith, pride in one's family, and plenty of dirt to foster generational wealth that lasts centuries.

The inheritance that is passed down today is primarily monetary. Obviously, we work for a currency that is expected to hold its value over time so our descendants may utilize the fruit of our labor. We trust our most ethical financial institutions as custodians of this wealth to invest it properly and assist our executors. Unfortunately, our money is designed to erode in value, the success of financial instruments and markets is contingent on that same erosion, and your trustees may be burdened with substantial tax bills, litigation, and familial squabbles over whatever is left of that cash.

Truthfully, leaving money for your children is worthless if they do not have the financial acumen to be fiscally responsible with it. We all have anecdotal evidence of squandered wealth. It only takes one frivolous individual to raze the family coffers and leave the next generation destitute.

Responsible stewardship is not genetic. They hardly teach financial literacy in schools, and there are considerable fraudsters—some of them are established institutions—who believe that money is better off in their own pockets.

The wealthiest families bulletproof their wealth… or idiot-proof it, for that matter. Assets are spread out among various tax-saving trusts and LLCs that make it quite difficult for one greedy proprietor to misuse. The lump sum inheritance is seen as perilous, and the selling of assets requires unanimous consent.

The rich never sell land.

The nobility of the ancient world understood that land is the only real source of generational wealth. Gold, luxuries, and political influence hardly last through succession without a determined monarchial rule. Dirt, however, could be maintained through legal means that last forever, assuming the perseverance of the governing body that backs this ownership. It is hard to dispute lines on a map backed by a judicial system and/or a standing army.

Feudal systems lasted for centuries, and lordship of property has successfully been transferred to generations living today because estates will outlive kings and governments if the means of maintaining that land is appropriately passed down.

Whether by legal, financial, or physical methods. Stewardship of land is a proficiency that must be taught to each generation. Of course, the larger the estate, the more security, caretaking, and monetary wealth required to maintain legal ownership. Taxes, insurance, and upkeep will always become more expensive over time. Therefore, the land must pay for itself through raw resources, agricultural pursuits, or leasing to others.

Be realistic as to what inheritance will truly last and support your bloodline through societal change, economic upheaval, and countless geopolitical conflicts. A big check and a life insurance annuity, or a swath of land with multiple businesses generating cash flow to maintain the property and then some?

The concept of retirement and conventional finance has distorted our views of establishing generational wealth. We are told to work until we have a sufficient hoard of cash and investments that will sustain our preferred consumerist lifestyle till we keel over. Our descendants will bank on us dying early to cash in on the remaining fiat and maybe some crap that they can sell to buy their own crap.

We may have substantial wealth on paper, and those asset values that inflate in terms of degrading currency will have us significantly tempted to sell everything for more central bank-issued promissory notes. Cash-rich, stock-rich, and even flash drive-rich is great, but it only lasts as long as the Ponzi scheme of our financial system keeps pulling in more suckers. You are dirt poor. Not in terms of the expression, but you are poor in terms of real estate and assets that can be truly passed down to an eternal legacy.

People used to take significant pride in their name and a legacy that surpasses their own lifetime. Where has this dynastic sentiment gone? Have we become so short-sighted that we fail to see the importance of building our families long after our deaths? Are we so concerned about our own consumeristic pleasures that we fail to look at the grander success of our entire bloodline? Have we lost our sense of interior culture after being so disassociated with our extended family over petty disagreements of money and politics?

Our family is our culture.

Culture goes beyond blood, flags, or borders. It is shared experience, knowledge, and art. It’s stories and inside jokes. Recipes, unconventional games, and holiday traditions. Each family has its own unique culture, and for any culture to dissolve is a tragedy and detriment to the progression of mankind.

Without at least three kids, your lineage is on a trajectory to vanish. Extinction is inevitable for any culture that fails to maintain a birthrate of 2.7 children per woman. Today, a majority of races, nationalities, and families are far below the replacement rate and will eventually disappear. To worry about the gradual demographic shifts of your nation is inauspicious, as you can hardly control the procreation and immigration habits of others.

You can, however, ensure the survival of your own pedigree by committing to the procurement of acreage and the means to sustain it. That also means passing down abilities in addition to mere assets.

We all participate in this grand experiment of mankind. Our unique ability to reason, form complex language, and commit to introspection could have only been bestowed by God for the purpose of creating beings that could themselves create. We create by building beautiful families with unique culture and ensuring that they survive anything. Without each of our individual contributions to this culture, we defy our true purpose and provoke our demise.